Privacy Policy

Planner numbers: When you use a calculator or planner on this site, your numbers are calculated and saved only in your own browser (local storage). The site never receives them, never stores them on a server, and never sells them. If you clear your browser data, saved plans in that browser are lost.

AdSense data — separate: Free pages contain an ad placeholder only at this stage; no real AdSense code is loaded yet. When AdSense is added later, Google and its ad partners may collect page-visit data, IP address, general location, and set or read ad cookies, as described in Google's partner-sites policy. That ad data is separate from your planner numbers, which are never sent to Google or any advertiser. Pro pages will carry no ad code at all.

We never sell user data. We do not share planner numbers with anyone, because we never receive them. We do not use trackers to follow planner inputs.

Security claim — honest wording: This site does not claim end-to-end encryption for planner data, because planner data never leaves your device in the first place. Pages are served over HTTPS, which protects data in transit, but that is not the same as end-to-end encryption.

Cookies: Only browser local storage for saved plans, and, once AdSense is added, ad cookies as described above. You can delete local storage in your browser settings at any time.