Loan / Mortgage Calculator
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Monthly payment for a fixed-rate loan or mortgage.
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Assumptions and formula
Monthly payment M = P × r × (1+r)^n ÷ ((1+r)^n − 1), where P = loan amount, r = monthly rate (annual % ÷ 100 ÷ 12), n = years × 12. If r = 0, M = P ÷ n. Fees, taxes, and insurance are not included.
Important: This is an estimate for planning only. It is not personal financial, medical, or investment advice. Check your own figures, and for infants or medical needs, check with a doctor.