Rent vs Buy Calculator
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Compare total cost over the same number of years. This is a simple comparison, not a house-price forecast.
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Assumptions and formula
Rent total = Monthly rent × Years × 12. Buy paid in period = (Monthly mortgage payment × months in period) + Down payment, using the same mortgage formula as the Loan Calculator. No house-price change, maintenance, tax, or fee is included.
Important: This is an estimate for planning only. It is not personal financial, medical, or investment advice. Check your own figures, and for infants or medical needs, check with a doctor.