All tools

Ten free planners, one page. Filter by what you need right now — no signup before your answer.

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🧭 Start wizard 👥 Professions 📖 Guides ❓ FAQ

💰

Monthly Budget Planner

Income, expenses, and what is left — with a comparison version.

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📉

Debt Payoff Planner

Snowball vs avalanche, months to debt-free, and interest saved.

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🎯

Savings Goal Planner

How much per month to reach your goal, and when.

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🏠

Loan / Mortgage Calculator

Monthly payment, total interest, and total cost.

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🔑

Rent vs Buy Calculator

Compare renting and buying over the same years, side by side.

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💵

Take-Home Pay Estimator

Salary to hourly, hourly to salary, and take-home after a tax rate you enter.

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🥫

Emergency Food Planner

Family size, child age bands, milk for infants, and drinking water shown separately.

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🗓️

Payday Map

Your balance day by day, with danger dates before payday clearly warned.

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🤖

AI Money Coach (beta)

Ask a general money question in plain English and get a short, step-by-step AI answer. General information only, not personal advice.

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🔮

Life What-If Simulator

What if you lose your job? See month by month how long your emergency fund lasts, and when it runs out.

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🛟

Emergency Fund Planner

Essential monthly expenses × months of cover = your target, plus months to reach it.

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Estimate for planning only: All results are estimates for planning only, not personal financial, medical, tax, legal, or investment advice.